Comprehensive Psychological Services
for Neurodiverse Individuals

Depending on your policy you may or may not have out-of-network coverage.  If you do have an out-of-network policy, there are varying amounts for deductibles and levels (partial or total) of coverage for our services. It is best for you to call your insurance company before you schedule an appointment with Spectra Therapies to better understand your options.

Some of our students are not billable under insurance companies. Please double-check with us to have a clear understanding if your provider may or may not be covered by your insurance company. All licensed providers are billable under insurance.

First, payment is due at the time of service, unless another payment plan has been agreed upon. Client pays the fee out-of-pocket with cash, check, or credit card.

Second, at the end of every month, we can provide you with a SUPERBILL for completed and paid services. A SUPERBILL is a document made for insurance companies that details the services a provider completes with a client. Essentially, it’s a receipt for your visit, but unlike traditional receipts, superbills contain vital information, like diagnosis and procedure codes (CPT), needed for insurance payers to reimburse you for the services after you’ve paid your provider.

Third, the client submits this superbill to his/her/their insurance company.

Fourth, depending on the coverage, the client may receive the reimbursement check directly to them.

Note -- there are some cases that require pre-authorizations, special assessments, and single-case agreements that require additional steps.

Please speak directly to your Spectra / Illumination provider for these cases; an informedconsent and written release may need to be signed in order for us to help you through these more detailed agreements.